At Brasely Sacco, our loan products are designed to be sequential and directly tied to each member’s savings account. Our loans are repayable on a monthly basis, with interest charged on the reducing balance. This approach ensures a fair and transparent lending process while encouraging consistent savings habits among our members. By linking loan eligibility to savings performance, we promote financial discipline and empower our members to build a solid financial foundation. The interest charged on the reducing balance incentivizes prompt repayments, ultimately benefiting both the cooperative and our valued members.